Ameriprise Financial stock gains as valuation models flag significant undervaluation

Ameriprise Financial stock (ISIN US03076C1062) closed at USD 559.34 on the New York Stock Exchange on September 15, 2026, up 0.14 percent from the prior session and extending a 15.2 percent year-to-date gain and a 16.2 percent rise over the past year.

Valuation signals highlight upside

On September 16, 2026, a discounted cash flow analysis from GuruFocus calculated an earnings-based intrinsic value of USD 1,022.09 per Ameriprise Financial share versus the prevailing market price of USD 559.34, implying a margin of safety of 45.3 percent.

The same analysis derived a free-cash-flow-based intrinsic value of USD 2,644.32 per share, which corresponds to a margin of safety of 78.8 percent compared with the USD 559.34 share price stated for September 15, 2026, underscoring how far the current price sits below that FCF estimate.

In addition to the DCF models, the GF Value framework cited by GuruFocus places the fair value for Ameriprise Financial at USD 588.55, only about 5.0 percent above the USD 559.34 share price, suggesting modest undervaluation on that metric but still signalling upside relative to the latest close.

Value metrics and market context

For investors focused on traditional value ratios, Ameriprise Financial trades at a forward price-to-earnings multiple of 12.26, compared with an industry average forward P/E of 13.07 according to a September 16, 2026 review by Zacks Investment Research, meaning the stock trades at a discount of roughly 6.2 percent on that earnings-based metric.

The same Zacks analysis reports that Ameriprise Financial carries a price-to-sales ratio of 2.58 versus an industry average of 2.99, and a price-to-cash-flow ratio of 15.60 against 30.26 for its peers, reinforcing the picture of a company valued below sector norms on several key measures as of mid-September 2026.

From a broader perspective, Zacks assigns Ameriprise Financial a Value grade of A and a Zacks Rank of 2 (Buy), indicating a positive earnings outlook and an attractive valuation profile at the current share price level in September 2026.

Long-term growth profile and capital returns

A qualitative assessment from StockStory on September 16, 2026 highlights Ameriprise Financial as a large-cap stock that could be owned for decades, citing the group’s focus on financial planning, wealth management, asset management and insurance products.

According to that review, Ameriprise Financial has delivered annual earnings per share growth of 20.8 percent over the past five years, with share buybacks amplifying EPS gains relative to revenue growth and supporting strong capital returns to shareholders.

The same analysis notes that Ameriprise Financial achieved tangible book value per share growth of 19.1 percent over the past two years, and that its market-beating return on equity illustrates effective deployment of capital, factors that underpin the longer-term investment case as of September 16, 2026.

Stock price level and market metrics

Ameriprise Financial stock closed at USD 559.34 on the New York Stock Exchange on September 15, 2026, with the Yahoo Finance overview for Ameriprise Financial, Inc. (ticker AMP) showing a 0.14 percent gain for that session and marking the second consecutive close near the USD 560 level.

Based on the September 16, 2026 StockStory review, Ameriprise Financial’s market capitalization stands at USD 49.41 billion at a share price of USD 559.13, underlining the company’s position as a sizeable player in the United States wealth management and financial services space.

With the GF Value estimate of USD 588.55 only moderately above the latest close but DCF models pointing to intrinsic values well north of USD 1,000, Ameriprise Financial stock currently trades between the more conservative and more aggressive valuation frameworks as of mid-September 2026.

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