Analysts raised target for Japan Post Bank stock from JPY 4,100 to JPY 4,340

Published on 10/16/2026 at 10:39 | Editorial responsibility: Rafael Müller, Editor-in-Chief AD HOC NEWS

First-quarter profit rose 69.30 percent to JPY 177.50 billion. Japan Post Bank stock costs EUR 17.40 on October 16, 2026, and Tokyo closed at JPY 3,102.

The valuation case in brief

Simply Wall St reported a Japan Post Bank target increase from JPY 4,100 to JPY 4,340 on October 1, 2026.
First-quarter profit rose 69.30 percent to JPY 177.50 billion.
Japan Post Bank stock trades at EUR 17.40 at 10:33 a.m. CEST at Lang & Schwarz on October 16, 2026.

Japan Post Bank, JP3946750001, Illustration mit AI erstellt.

Japan Post Bank stock is trading at EUR 17.40 at Lang & Schwarz on October 16, 2026 at 10:33 a.m. CEST. Simply Wall St reported on October 1, 2026 that the consensus target had risen from JPY 4,100 to JPY 4,340.

Target rises as earnings improve

The target revision followed stronger first-quarter figures. For the quarter ended June 30, 2026, Japan Post Bank reported ordinary revenue of JPY 848.10 billion and net profit of JPY 177.50 billion, according to Markets Insider on September 30, 2026. Revenue was JPY 801.82 billion in the same report, compared with JPY 641.78 billion a year earlier, while net profit increased from JPY 104.86 billion.

The earnings mix is the key distinction for investors. A Japan-focused analysis published on October 9, 2026, said securities interest and dividends contributed JPY 548.10 billion, or 65.00 percent of ordinary revenue, during April through June. The same analysis put loans at 2.80 percent of assets and described the bank as primarily an investment-income business.

What drives the bank earnings?

Higher yields can support investment income, but deposit costs are rising as well. The October 9 analysis said Japan Post Bank plans to lift ordinary savings rates from 0.40 percent to 0.50 percent on November 9, 2026, while securities interest and dividends had risen 50.00 percent year over year in the first quarter. That spread between asset income and funding costs remains the central operating question.

Three dates explain the latest shift

On August 7, 2026, the bank posted first-quarter net profit of JPY 177.50 billion. On September 18, 2026, it announced the savings-rate increase to 0.50 percent from 0.40 percent. On October 1, 2026, the target rose from JPY 4,100 to JPY 4,340, as reported by Simply Wall St.

Which dates come next?

The savings-rate change is scheduled for November 9, 2026. Investing.com lists November 13, 2026 as the next earnings date.

Stock price and valuation context

Japan Post Bank was trading at EUR 17.40 at Lang & Schwarz on October 16, 2026 at 10:33 a.m. CEST. On the Tokyo Stock Exchange, it closed at JPY 3,102 on October 16, 2026, with a 52-week range of JPY 1,659 to JPY 3,518 and a market capitalization of JPY 11.0 trillion, according to Investing.com. The further course of trading is shown by the continuously updated real-time quote of Japan Post Bank stock.