Bank of America stock gets clearer 2027 interest-income outlook
Published on 11/09/2026 at 16:04 | Editorial responsibility: Rafael Müller, Editor-in-Chief AD HOC NEWSBanking outlook gains detail
- Management expects net interest income growth of at least 8% in 2027, above its earlier medium-term range.
- Net interest income increased 9% year to date in 2026, while the net interest yield reached 2.16% through the third quarter.
- Loan growth, deposit trends and fixed-rate asset repricing remain key drivers for the outlook.
Bank of America management gave investors a more detailed net interest income outlook at the BancAnalysts Association of Boston Conference on Thursday, November 5, 2026. MarketBeat reported that Chief Financial Officer Alastair Borthwick expects net interest income to grow 8% in 2026 and at least 8% in 2027.
The outlook remains above Bank of America's medium-term target range of 5% to 7% annual growth. Management also expects the net interest yield to reach 2.3% late in 2027, earlier than anticipated at the prior investor day.
Loan growth supports interest income
Net interest income grew 9% year to date in 2026, while the net interest yield reached 2.16% through the third quarter, according to the MarketBeat report. The forecast assumes two interest-rate increases reflected in the forward curve for 2027.
Loan growth, deposit gathering and the repricing of fixed-rate assets are important operating drivers. The outlook is therefore not based on rates alone: customer balances and the composition of the balance sheet will influence how much of the expected interest-income growth reaches earnings.
Bank of America stock traded at 44.92 euros on Lang & Schwarz at 16:00 CET on Monday, November 9, 2026.
Bank of America Corporation
- ISIN: US0605051046
- Ticker: BAC
- Exchange: NYSE
- Lang & Schwarz quote: 44.92 euros at 16:00 CET on November 9, 2026
- Sector: Financial Services
- Chief executive: Brian T. Moynihan
Investors will focus next on whether loan and deposit expansion can sustain the interest-income trajectory while technology spending and efficiency initiatives continue to shape costs. The broader S&P 500 market environment remains relevant for large US banks.
