First International Bank Of Israel, IL0005930388

First International Bank stock: Q3 profit falls as lending expands

Published on 11/13/2026 at 10:52 | Editorial responsibility: Rafael Müller, Editor-in-Chief AD HOC NEWS

First International Bank stock faces lower quarterly earnings despite strong lending growth. The board approved a cash dividend for shareholders.

Growth Meets Lower Quarterly Profit

Credit to the public rose sharply year over year, while deposits grew at a slower pace.
The board approved a cash dividend equal to half of third-quarter net income.
Credit quality improved, with the non-performing loan ratio below its year-end 2025 level.

First International Bank Of Israel, IL0005930388, Illustration mit AI erstellt.

First International Bank of Israel reported lower quarterly earnings alongside strong balance-sheet growth on Wednesday, November 11, 2026. In a PR Newswire release, the bank said net income attributable to shareholders fell to NIS 508 million for the third quarter ended September 30, from NIS 581 million a year earlier.

Lending Growth Outpaces Deposits

Credit to the public increased 21.9 percent year over year to NIS 172.4 billion and rose 5.0 percent from the end of the second quarter. Deposits from the public grew 4.6 percent to approximately NIS 243.8 billion, highlighting faster expansion on the lending side.

Customer asset portfolios rose 16.9 percent to approximately NIS 1.26 trillion. Net income for the first nine months reached NIS 1.571 billion, down 10.1 percent from the comparable period in 2025, while commission income increased 6.1 percent to NIS 1.4 billion.

Dividend And Credit Quality

The board approved a cash dividend of NIS 254 million, equivalent to 50 percent of third-quarter net income. The bank reported a dividend yield of 7.3 percent as of September 30, 2026.

Credit quality improved during the reporting period. The ratio of non-accruing loans or loans at least 90 days overdue to public credit declined to 0.37 percent from 0.46 percent at the end of 2025. Return on equity was 13.8 percent for the quarter and 15.3 percent excluding the special tax levy imposed on the bank in 2026.