PayPal stock: Goldman Sachs lowers target to USD 49.00 for PayPal stock

Published on 10/22/2026 at 22:26 | Editorial responsibility: Rafael Müller, Editor-in-Chief AD HOC NEWS

Revenue rose 5.00 percent to USD 8.68 billion in the second quarter. PayPal stock costs EUR 50.97 on October 22, 2026, 0.10 percent below Xetra close.

Goldman Sachs target at USD 49.00

Goldman Sachs lowered its PayPal target from USD 50.00 to USD 49.00 on October 13, 2026.
Revenue reached USD 8.68 billion and total payment volume USD 486.45 billion in the second quarter of 2026.
PayPal stock costs EUR 50.97 at Lang & Schwarz on October 22, 2026 at 10:25 p.m. CEST, 0.10 percent below the Xetra close of EUR 51.02.
PayPal is expected to report third-quarter results on October 27, 2026.

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PayPal (ISIN US70450Y1038) is facing a lower analyst valuation after Goldman Sachs reduced its price target from USD 50.00 to USD 49.00 on October 13, 2026, as reported by MarketScreener. The target stood 14.83 percent below PayPal's USD 57.53 Nasdaq price last quoted on October 22, 2026 at 4:00 p.m. ET. PayPal stock was trading at EUR 50.97 at Lang & Schwarz on October 22, 2026 at 10:25 p.m. CEST, 0.10 percent below the Xetra close of EUR 51.02.

Revenue grew as margins narrowed

PayPal generated USD 8.68 billion in revenue in the second quarter of 2026, up 5.00 percent from the prior-year quarter. Total payment volume rose 10.00 percent to USD 486.45 billion, while transaction-margin dollars increased 1.00 percent to USD 3.90 billion, according to TokenPost on October 15, 2026.

The same report said non-GAAP operating income fell 8.00 percent to USD 1.51 billion in the second quarter, while non-GAAP operating margin narrowed to 17.40 percent from 19.80 percent. That combination leaves revenue growth ahead of the profit line, an important distinction before the next report.

PayPal stays below its yearly high

On Nasdaq, PayPal last traded at USD 57.53 on October 22, 2026 at 4:00 p.m. ET. The 52-week range was USD 38.46 to USD 79.22, placing the price 27.38 percent below the high and 49.58 percent above the low. The market capitalization was USD 49.2 billion and the price-to-earnings ratio was 10.88 on that date.

Results date sets the next marker

PayPal is projected to report third-quarter 2026 results before the US market opens on October 27, 2026. MarketBeat said on October 20, 2026 that analysts expected USD 8.71 billion in revenue and USD 1.31 in earnings per share for that quarter. The prior quarter's revenue was USD 8.68 billion and adjusted earnings per share were USD 1.38.

What the target means for valuation

Goldman Sachs' USD 49.00 target sits below the latest Nasdaq price, while PayPal's 10.88 price-to-earnings ratio is below the level implied by a higher historical valuation. The upcoming report will put the second-quarter growth and margin split against fresh operating figures.

PayPal stock was trading at EUR 50.97 at Lang & Schwarz on October 22, 2026 at 10:25 p.m. CEST, 0.10 percent below the Xetra close of October 22, 2026 at EUR 51.02. The further course of trading is shown by the continuously updated real-time quote of PayPal stock.