Amen Bank stock expands online lending with honor loans

Published on 10/08/2026 at 01:01 | Editorial responsibility: Rafael Müller, Editor-in-Chief AD HOC NEWS

Amen Bank stock adds online honor loans from October 1, 2026, under Tunisia's new lending framework. H1 net income rose 23.7 percent to TND 161.9 million.

AMEN, TN0003400058, Illustration mit AI erstellt.

Amen Bank (ISIN TN0003400058) expanded its retail lending offer with online honor loans effective October 1, 2026, while its stock was last quoted at TND 88.96 on the Tunis Stock Exchange on October 6. The new channel adds a digital distribution route as the bank enters the final quarter with strong first-half earnings growth.

Online lending starts October 1

As BrandsTn reported on September 30, 2026, Amen Bank made the new financing system available through a dedicated online platform. Applications are submitted exclusively online, and the launch follows Tunisia's Decree 148 of July 23, 2026, and Central Bank Circular 2026-08.

The digital rollout is a concrete operating development rather than a change to the bank's reported earnings profile. It gives Amen Bank an additional customer-facing route for credit applications while the balance sheet remains supported by a loans-to-deposits ratio of 81.2 percent in H1 2026.

Profit growth meets a risk test

According to Prime Partners Holdings in its research updated October 2, 2026, Amen Bank's net banking income reached TND 362.4 million in H1 2026, up 17.7 percent from H1 2025. Net income rose 23.7 percent to TND 161.9 million over the same period.

La Presse reported on October 4, 2026, that Amen Bank posted the strongest net-income growth among the Tunisian listed banks in the reviewed half-year figures. The counter-factor is asset quality: Prime Partners Holdings put classified exposures at 8.70 percent on June 30, 2026, compared with 8.37 percent at the end of 2025, while coverage reached 72.21 percent.

Stock stays below its yearly high

Market data place Amen Bank stock at TND 88.96 on October 6, 2026, against a previous close of TND 88.98 and a session range of TND 87.95 to TND 89.00. The 52-week range runs from TND 45.02 to TND 100.00, leaving the latest quote TND 11.04 below the yearly high.

Investing.com lists one analyst rating as Sell and an average 12-month price target of TND 87.70, with the high and low estimates both at TND 87.70. The portal also shows a market capitalization of TND 3.1 billion and trading volume of 3,330 shares as of October 6, 2026.

What Amen Bank stock shows

Amen Bank combines a new online credit channel with double-digit H1 growth, but the increase in classified exposures gives the expansion a measurable risk dimension. For investors, the key balance is between wider digital loan access, the quality of new lending and the bank's ability to preserve its 23.7 percent net-income growth.