Bank of India profit rises 25.34 percent. Bank of India stock stood 3.37 percent above its low

Published on 10/25/2026 at 02:36 | Editorial responsibility: Rafael Müller, Editor-in-Chief AD HOC NEWS

Net profit reached INR 3,202 crore in the September quarter, up 25.34 percent year over year. Bank of India stock closed at INR 131.00 on October 23, 2026.

Profitability and balance sheet

Bank of India reported INR 3,202 crore in net profit for the September quarter on October 23, 2026.
Net interest income reached INR 7,007 crore in the second quarter of fiscal 2027.
Bank of India stock closed at INR 131.00 on October 23, 2026.

Bank of India, INE084A01016, Illustration mit AI erstellt.

Bank of India (ISIN INE084A01016) reported net profit of INR 3,202 crore for the quarter ended September 30, 2026, up 25.34 percent from INR 2,555 crore a year earlier. Bank of India stock stood 3.37 percent above its 52-week low after the results were published on October 23, 2026, according to CNBC TV18.

Profit growth broadens

The September-quarter performance was supported by core banking income rather than a single isolated line. Net interest income rose 18.52 percent year over year to INR 7,007 crore, while operating profit increased 33.19 percent to INR 5,089 crore, compared with INR 3,821 crore in the year-ago quarter, Millennium Post reported on October 23, 2026.

For the first half of fiscal 2027, net profit grew 30 percent year over year to INR 6,270 crore. Global business expanded 21.13 percent to INR 18.93 lakh crore by September 2026, while global advances increased 20.58 percent to INR 8.55 lakh crore.

What does 25.34 percent growth mean?

The important investor question is whether stronger earnings are arriving with better credit quality. Gross non-performing assets fell to 1.60 percent in September 2026 from 1.81 percent in the June quarter, while net non-performing assets declined to 0.42 percent from 0.51 percent, according to CNBC TV18.

Management also gave measurable fiscal 2027 guidance. Global advances are expected to grow 15 to 16 percent and global deposits 16 to 17 percent. The bank said expected credit loss provisioning is due to begin on April 1, 2027, and estimated a possible capital-adequacy impact of 0.50 percentage point annually over four years, Investing.com reported on October 23, 2026.

Market value after the results

Bank of India stock closed at INR 131.00 on the NSE on October 23, 2026. The quoted market capitalization was INR 596.4 billion, and the 52-week range was INR 126.73 to INR 178.36. That leaves the share price 3.37 percent above the lower end of the range, while the earnings release puts asset quality and future provisioning at the center of the next valuation debate.