BT, TN0002200053

Banque de Tunisie stock gained 1.83 percent as H1 profit rose

Published on 10/08/2026 at 00:23 | Editorial responsibility: Rafael Müller, Editor-in-Chief AD HOC NEWS

Banque de Tunisie stock is backed by TND 95.616 million in H1 net income, up 12.5 percent year over year. A one-analyst Sell consensus lists a TND 8.41 target.

BT, TN0002200053, Illustration mit AI erstellt.

Banque de Tunisie (ISIN TN0002200053) stock gained 1.83 percent on October 1, 2026, while first-half net income reached TND 95.616 million. The latest figures show stronger profitability alongside tighter liquidity and funding pressure.

H1 profit rose 12.5 percent

According to African Manager, Banque de Tunisie reported TND 95.616 million in net income for the six months ended June 30, 2026, compared with TND 85.016 million a year earlier. The 12.5 percent increase includes a comparison effect because a TND 4.580 million exceptional loss recorded in H1 2025 did not recur.

The bank's net banking income rose to TND 292.079 million from TND 261.150 million, an 11.8 percent increase, according to Prime Partners Holdings. Customer loans stood at TND 6.588 billion and deposits at TND 6.807 billion, producing a 96.8 percent loans-to-deposits ratio.

Liquidity changes the earnings picture

The balance sheet adds a counterweight to the profit increase. African Manager reported that cash and cash equivalents fell to TND 286.070 million at June 30, 2026, from TND 911.085 million a year earlier, while operating cash flow turned negative at TND 98.313 million.

Asset quality nevertheless improved on the reported measures. Non-performing exposures stood at 6.49 percent of total commitments at June 30, 2026, versus 7.26 percent a year earlier, while coverage increased from 82.14 percent to 85.69 percent, according to African Manager.

Consensus target stays near the price

Investing.com lists one analyst with a Sell rating and a 12-month average target of TND 8.41. The highest and lowest published targets are both TND 8.41, placing the target 0.72 percent above the TND 8.35 reference price.

BT stock ended at TND 8.35

Banque de Tunisie stock was last at TND 8.35 on the Tunis Stock Exchange on October 1, 2026, up 1.83 percent on the session. The earnings growth, liquidity decline and narrow consensus gap leave profitability and funding as the key figures for the next company update.