Civista Bancshares reports 25.5 percent profit growth: Civista Bancshares stock yields 2.73 percent

Published on 10/25/2026 at 01:34 | Editorial responsibility: Rafael Müller, Editor-in-Chief AD HOC NEWS

Net interest margin reached 3.93 percent in the third quarter. Civista Bancshares stock yielded 2.73 percent on an annualized quarterly dividend.

Quarterly performance and dates

Civista Bancshares reported USD 16.0 million in third-quarter net income on October 22, 2026.
Net interest margin reached 3.93 percent and the efficiency ratio improved to 55.3 percent.
The quarterly dividend remained USD 0.18 per share and is payable on November 17, 2026.

CIVB, US1788671071, Illustration mit AI erstellt.

Civista Bancshares (ISIN US1788671071) reported USD 16.0 million in net income for the third quarter of 2026, up 25.5 percent from the third quarter of 2025, in a release dated October 22, 2026. According to PR Newswire, diluted earnings per share were USD 0.77, compared with USD 0.68 a year earlier.

Three dates shaped the quarter

On November 7, 2025, the Farmers Savings Bank merger began affecting the reported comparison period, according to PR Newswire. On October 21, 2026, Civista Bancshares declared a quarterly cash dividend of USD 0.18 per share, according to Civista Bancshares. The October 22, 2026 earnings release then put third-quarter net income at USD 16.0 million.

What improved beyond profit?

The operating picture strengthened as well. Net interest margin rose to 3.93 percent in the third quarter of 2026 from 3.58 percent a year earlier, while the efficiency ratio improved to 55.3 percent from 61.4 percent, according to PR Newswire. Total loans increased USD 38.0 million, or 1.2 percent, from the second quarter.

Analyst expectations also moved higher after the report. On October 23, 2026, Investing.com reported that DA Davidson raised its price target from USD 32.00 to USD 33.00 while maintaining its Buy rating. The firm cited the margin improvement and lower expenses.

Dates for dividend investors

The dividend calendar provides two concrete markers. Civista Bancshares listed November 3, 2026 as the record date and November 17, 2026 as the payment date for the USD 0.18 distribution, according to Civista Bancshares.

Stock valuation after earnings

Civista Bancshares last traded at USD 28.29 on Nasdaq on October 23, 2026 at 4:00 p.m. ET. Its 52-week range was USD 21.10 to USD 29.97, while market capitalization stood at USD 588.0 million on the same date. The further course of trading is shown by the continuously updated real-time quote of Civista Bancshares stock.