First Citizens BancShares stock reports higher Q2 profit

First Citizens BancShares stock was trading at USD 2,039.32 on Nasdaq on September 23, 2026, down 1.39 percent from USD 2,068.01. The bank's second-quarter net income reached USD 672 million, compared with USD 534 million in the first quarter, according to Stock Titan.

Q2 profit reaches USD 672 million

The sequential increase was USD 138 million, equal to 25.8 percent. Net income available to common stockholders was USD 640 million, while reported earnings per share stood at USD 55.52 for Q2 2026, according to Stock Titan.

Net interest income reached USD 1.66 billion, and net interest margin was 3.10 percent in Q2 2026. The margin was 3.01 percent when purchase accounting accretion was excluded, giving investors a clearer view of the bank's underlying spread performance.

Deposits climb to USD 173.43 billion

Deposits rose 1.5 percent during Q2 to USD 173.43 billion, while loans and leases increased 1.6 percent to USD 151.03 billion. The deposit figure and loan growth were reported with the quarterly results by Stock Titan.

Revenue reached USD 2.43 billion in Q2 2026 against a consensus estimate of USD 2.16 billion, a USD 270 million difference, according to MarketBeat. That comparison places revenue execution alongside the sequential profit increase rather than viewing the earnings figure in isolation.

Stock sits 11.2 percent below high

The September 23 Nasdaq quote was 11.2 percent below the 52-week high of USD 2,296.30 and 25.6 percent above the 52-week low of USD 1,623.76. Market capitalization stood at USD 23,228,682,764, while volume was 74,689 shares against an average volume of 70,568.

Nasdaq quote sets the reference

First Citizens BancShares stock stood at USD 2,039.32 on Nasdaq on September 23, 2026, after a daily decline of 1.39 percent. The market value and the Q2 operating figures show a profitable quarter alongside a share price positioned below its yearly peak.