MS&AD Insurance Group Holdings stock stays below its yearly high

Published on 10/08/2026 at 01:00 | Editorial responsibility: Rafael Müller, Editor-in-Chief AD HOC NEWS

MS&AD stock posted JPY 328.6 billion in first-quarter profit against JPY 425 billion guidance. Eleven analysts set a JPY 5,185.5 average target.

MS&AD, JP3890310000, Illustration mit AI erstellt.

MS&AD Insurance Group Holdings stock (ISIN JP3890310000) was last at JPY 4,856 on the Tokyo Stock Exchange on October 7, 2026 at 3:30 p.m. JST, down 0.55 percent from JPY 4,883. The price stood 8.8 percent below its 52-week high of JPY 5,326, keeping the latest market signal measured after a strong first quarter.

First-quarter profit covers 77.3 percent

Profit attributable to owners of MS&AD reached JPY 328.6 billion in the quarter ended June 30, 2026, while fiscal-year guidance stands at JPY 425.0 billion. Note reported the figures on October 5, 2026, putting first-quarter progress at 77.3 percent of the full-year plan.

The quarterly result is also visible in the underlying earnings data, which show JPY 2.182 trillion in revenue and basic earnings per share of JPY 220.75 for fiscal 2027 Q1. The comparison with the full-year target matters more than the revenue total because the guidance still incorporates the rest of the fiscal year.

Analyst targets remain above the price

Investing.com lists a Buy consensus from 11 analysts, with an average 12-month target of JPY 5,185.5, a low of JPY 3,270 and a high of JPY 7,000. The average target lies 6.8 percent above the JPY 4,856 market price.

One recent valuation update moved the target from JPY 4,968 to JPY 5,178.18 on September 30, 2026, according to Simply Wall St. The same update cited fiscal 2027 net-income guidance of JPY 425.0 billion and basic earnings per share guidance of JPY 295.75.

Stock remains below the yearly high

MS&AD's 52-week trading range is JPY 3,108 to JPY 5,326, while its market capitalization is JPY 7.0 trillion and October 7 volume reached 4,695,300 shares. The latest price therefore sits well above the yearly low but below the September peak, leaving earnings delivery and catastrophe claims as the key variables for the guidance outlook.

For investors, the central comparison is clear: JPY 328.6 billion of first-quarter profit already covers 77.3 percent of the JPY 425.0 billion annual plan, while the share price remains below the average analyst target. That combination makes the next reported period important for testing whether the first-quarter pace is repeatable.