Richmond Mutual Bancorporation stock reports Q2 profit

Richmond Mutual Bancorporation stock was trading at USD 15.10 on Nasdaq on September 24, 2026 at 11:33 a.m. ET, up 0.39 percent from the previous close. The price was 8.98 percent below its 52-week high of USD 16.59, leaving the regional bank below its yearly peak while its market capitalization stood at USD 242.09 million.

Q2 earnings show lower profit

For the quarter ended June 30, 2026, Richmond Mutual Bancorporation reported net income of USD 2.2 million and diluted earnings per share of USD 0.22, according to StockTitan. The same filing summary lists total assets of USD 1.6 billion, loans and leases of USD 1.2 billion, and deposits of USD 1.1 billion.

The finance statement series shows net income of USD 2,226,804 in Q2 2026 versus USD 2,785,291 in Q1 2026, a decline of 20.0 percent. That comparison makes profitability the more important operating variable than the modest intraday price change on September 24, 2026.

Balance sheet remains the anchor

Richmond Mutual Bancorporation held USD 148.3 million in stockholders' equity at June 30, 2026, while its Tier 1 leverage capital ratio was 10.90 percent, according to StockTitan. Nonperforming loans and leases totaled USD 21.8 million, equal to 1.78 percent of total loans and leases.

The company also declared a quarterly cash dividend of USD 0.15 per share, payable September 17, 2026 to shareholders of record as of September 3, 2026, the filing summary states. The quarterly payment implies USD 0.60 in annualized dividends if maintained for four payments.

Stock stays below yearly high

At USD 15.10, the stock was USD 1.49 below the 52-week high and USD 2.33 above the 52-week low of USD 12.77 on September 24, 2026. The market capitalization of USD 242.09 million places the trading discussion alongside the bank's USD 1.1 billion deposit base and USD 1.2 billion loan portfolio.