ESNT stock holds its ground after second-quarter results

Essent Group Ltd. (BMG3198U1027) reported second-quarter 2026 net income of $165.6 million and diluted earnings per share of $1.56, while book value per share reached $33.67 at 30 June 2026. The mortgage insurer also said primary insurance-in-force rose to $249.1 billion, up from $241.0 billion a year earlier, and the loss ratio was 11% for the quarter. Essent Group second-quarter 2026 results

Revenue and earnings in Q2 2026

The quarter delivered $313.9 million in total revenue, up from $301.9 million in second-quarter 2025, while pretax income came to $203.1 million. Essent also posted a net yield on its investment portfolio of 3.9% for the period, underscoring the importance of the balance between insurance growth and investment income in the latest report. the company release

Insurance-in-force rises

Primary insurance-in-force of $249.1 billion marked a year-over-year increase of $8.1 billion, or about 3.4%, from $241.0 billion in Q2 2025. New insurance written reached $12.0 billion in the quarter, versus $11.8 billion a year earlier, showing a modest rise in production even as the company kept a conservative loss ratio profile.

Book value at $33.67

Book value per share of $33.67 at 30 June 2026 is the cleanest capital marker in the report, and it sits alongside a 16.6% annualized return on equity for Q2 2026. The combination of $165.6 million in net income, $1.56 in diluted EPS, and $33.67 in book value gives investors a compact read on profitability and capital generation in one quarter.

Mortgage insurance remains the core

Essent's main business remains U.S. mortgage insurance, and the quarter's $249.1 billion of primary insurance-in-force shows the scale of that portfolio. New insurance written of $12.0 billion and a 11% loss ratio together suggest that the company is still balancing growth with underwriting discipline, which matters more than any broad sector slogan for a mortgage insurer.

Q2 2026 close

Essent Group stock is tied to those Q2 2026 numbers rather than a narrative slogan, because the latest release centers on $165.6 million in net income, $1.56 diluted EPS, and $249.1 billion in primary insurance-in-force. The company trades on the New York Stock Exchange under ESNT.