W&W stock holds after 2025 profit and 2026 outlook
Published on 07/25/2026 at 08:19 | Editorial responsibility: Rafael Müller, Editor-in-Chief AD HOC NEWS
W&W (ISIN DE0008051004) is anchored by a 2025 net profit of EUR 305 million and a 2026 forecast for a result before taxes around 50% below the prior year, according to the company. The stock also traded in a 52-week range of about EUR 11.70 to EUR 17.50, which gives the latest valuation a clear reference point.
2025 profit and 2026 guide
For 2025, W&W reported group net profit of EUR 305 million, while the result before taxes reached EUR 389 million, both presented as record figures by the company. For 2026, W&W said it expects the result before taxes to fall by around 50% year on year because the 2025 base included one-off effects.
The comparison matters because the drop in expected pretax earnings is not a minor adjustment. It is a deliberate reset against a very strong 2025, and it sets the tone for margin and capital discussion in the new year.
Capital and earnings mix
The company also reported a life insurance new business value of EUR 88 million in 2025, up from EUR 57 million in 2024. That is a concrete 54% increase and shows that one of W&W's core earnings engines kept improving even before the 2026 reset.
On the balance sheet side, W&W said its own funds increased to EUR 4.85 billion in 2025 from EUR 4.46 billion a year earlier. The rise of EUR 390 million gives investors a second hard metric to track alongside profitability and guidance.
Share price reference
Market interest is easier to frame through the stock's recent trading band than through a fresh intraday quote. The 52-week range of EUR 11.70 to EUR 17.50 shows that the latest share price sits well within a broad yearly corridor and leaves room for a tighter read on earnings delivery.
W&W insurance business
The insurance arm remains the main product anchor, especially life and property-casualty offerings, because the 2025 new business value and own-funds figures both came from the group's core operating mix. For investors, that makes the insurance margin path and capital generation more relevant than any single quarter headline.
Stock closing view
W&W stock is best read against the 2025 profit base, the 2026 pretax guide and the EUR 11.70 to EUR 17.50 annual range rather than against a one-day move. That combination is enough to frame the current valuation debate without overstating a short-term catalyst.
W&W facts
- Company: Wüstenrot & Württembergische AG
- ISIN: DE0008051004
- Ticker: XETRA: WUW
- Trading venue: Xetra
- Sector / Industry: Financials / Insurance
- Index membership: SDAX
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