The flatex next app from flatexDEGIRO AG - cleaner UI and new savings tools

Reviewed: ad hoc news B2B & Pro desk. Edited and checked on 2026-06-28, 01:00. Details in the imprint.

The flatex next app opens with a dark, tidy dashboard where candles, charts and savings plans sit side by side on a smartphone screen, ready for the next tap. Swiping through orders and positions feels closer to scrolling social feeds than to classic banking forms.

What flatex next offers

At its core, flatex next is the mobile front end for flatexDEGIRO's online brokerage, combining trading, watchlists and savings plans for ETFs and stocks in one app for retail investors in Germany and other European markets. It is designed as a simpler alternative to the classic flatex app.

Users can place market and limit orders, manage standing ETF savings plans and monitor intraday price moves with real-time quotes from selected venues directly in the app. The interface reduces menu depth so that most actions sit one or two taps away from the start screen.

Focus on simplicity and guidance

With flatex next, product chief Frank Niehage pushes a more guided experience, with curated ETF lists and model savings plans aimed at less experienced investors. The app highlights cost-transparent products and shows fees and estimated impact in clear euro amounts before order confirmation.

Onboarding is streamlined compared with the legacy front end, relying on digital identification and in-app signatures where regulations allow. New clients can complete registration and their first ETF savings plan setup without leaving the app, which matters for mobile-first users who rarely sit at a desktop.

How the app feels in daily use

In daily trading, the most tangible change is the reduced clutter. Where the legacy web front end still shows dense tables, flatex next offers larger touch targets, bigger fonts and a clear separation of cash balance, open orders and positions on the home screen.

Price alerts arrive as quiet push notifications rather than aggressive pop-ups, something regular user reviews have welcomed on German finance forums. Tapping into a position shows a simple chart, past dividends and a fee breakdown, helping clients understand what they pay for each trade.

Limits and missing bricks

Still, flatex next does not cover every advanced feature that power users might expect from a multi-market brokerage. Complex derivatives, detailed order-book views and multi-leg options strategies remain the domain of the full desktop interface and professional tools.

Some users have also pointed out that detailed research reports and third-party analysis are not baked into the app yet, forcing a jump to external portals. For long-term ETF savers this may be acceptable, but active traders may keep a second app open alongside flatex next.

Company context and shares

flatexDEGIRO AG positions flatex next as part of its strategy to scale a pan-European, largely digital brokerage platform, integrating the German flatex brand with the Dutch DEGIRO business. The app is one visible layer of a broader IT stack that also serves white-label B2B clients.

flatexDEGIRO shares (ISIN DE000FTG1111) are listed on the Frankfurt Stock Exchange in Germany, giving investors direct exposure to the broker's push into mobile-first trading and savings.

This article was AI-assisted and editorially reviewed. Product information without guarantee; prices and availability may change at short notice. No investment advice, no buy or sell recommendation. Stock-market transactions involve risks up to total loss.